Christmas Club:

Our Holiday Club account can help take the financial stress out of the holiday season.  You make deposits throughout the year, and then in November we will send you a check and you can go shopping! So make sure your account information stays up to date.

Set aside a little each payday and see how it can add up.

• Minimum opening deposit:  $25.00
• Current Dividend Rate as of January 1, 2007 - 0.50%
• The term of the account is from the time it is open until the 1st of November of the year.
• A penalty will be imposed for early withdrawal from the account before November in the amount of $10 per transaction.