Deposit Account Rates Account Minimum Balance Dividend Rates Annual Percentage Yield Regular Shares $200.00 0.75% 0.753% Share Drafts $500.00 0.25% 0.250% Certificate - 6 Months $1,000.00 1.00% 1.005% Certificate - 1 Year $1,000.00 1.50% 1.511% Certificate - 2 Years $1,000.00 2.00% 2.019% Certificate - 5 Years $1,000.00 3.00% 3.042% IRAs $150.00 2.50% 2.524%

Loan Rates Loan Type Terms Annual Percentage Rate as low as Credit Level A Credit Level B Credit Level C Credit Level D Used Cars/Boats Varies 5.25% 6.25% 8.25% 11.00% New Cars/Boats Varies 4.25% 5.25% 7.25% 10.00% Signature Loans Varies 7.50% 8.50% 10.50% 13.25%

Rates are subject to change without notice. Rates effective as of  August 1, 2010 A penalty will or may be imposed for early withdrawals. (NO Specials) The rate may change after the account is opened. Contact credit union for more information.