Deposit Account Rates Account Minimum Balance Dividend Rates Annual Percentage Yield Regular Shares $200.00 1.25% 1.257% Share Drafts $500.00 0.75% 0.753% Certificate - 6 Months $1,000.00 2.75% 2.785% Certificate - 1 Year $1,000.00 3.25% 3.298% Certificate - 2 Years $1,000.00 3.75% 3.815% Certificate - 5 Years $1,000.00 4.25% 4.333% IRAs $150.00 2.50% 2.524%

Loan Rates Loan Type Terms Annual Percentage Rate as low as Credit Level A Credit Level B Credit Level C Credit Level D Used Cars/Boats Varies 6.00% 7.00% 9.00% 11.75% New Cars/Boats Varies 5.00% 6.00% 8.00% 10.75% Signature Loans Varies 7.50% 8.50% 10.50% 13.25%

Rates are subject to change without notice. Rates effective as of  June 1, 2008 A penalty will or may be imposed for early withdrawals. (NO Specials) The rate may change after the account is opened. Contact credit union for more information.