Credit Life Insurance:  Credit life insurance pays the insured balance of your loan, up to a $45,000 maximum, in the event of your death. This ensures your family will not be left with your loan debt. This insurance is at no cost to you, so come by the credit union and get your certificate and coverage information or ask your loan officer for details on your next visit.

Credit Disability Insurance: In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details ask a credit union loan officer.